Privacy Policy

Last updated: December 27, 2025

1. Introduction

Welcome to Grind or Pay. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (the "App"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

2. Collection of Your Information

We may collect information about you in a variety of ways. The information we may collect via the App includes:

• Personal Data: Personally identifiable information, such as your name, email address, and demographic information that you voluntarily give to us when you register with the App.
• Financial Data: We do not access, collect, or store your financial information (such as credit card numbers). All financial transactions are processed securely and exclusively by our third-party payment processor, Stripe. We do not have access to your full payment details.
• Derivative Data: Information our servers automatically collect when you access the App, such as your native actions that are integral to the App, as well as other interactions with the App and other users via the App server log files.

3. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the App to:

• Create and manage your account.
• Process payments and refunds.
• Send you a newsletter.
• Email you regarding your account or order.
• Fulfill and manage purchases, orders, payments, and other transactions related to the App.
• Generate a personal profile about you to make future visits to the App more personalized.
• Increase the efficiency and operation of the App.
• Monitor and analyze usage and trends to improve your experience with the App.
• Notify you of updates to the App.
• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.

4. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

• By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
• Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including payment processing (Stripe), data analysis, email delivery, hosting services, customer service, and marketing assistance.

5. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

6. Controls for Do-Not-Track Features

Most web browsers and some mobile operating systems and our mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online.

7. Your Rights and Account Deletion

You have the right to request access to, correction of, or deletion of your personal data. You may delete your account at any time through the App's settings or by contacting us. Upon deletion, we will remove your personal information from our active databases, subject to our legal obligations to retain certain data.

8. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: